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Payment processing is a system that enables secure, real time processing of credit and debit card transactions, including:

  • Authentication
  • Verification

To accept credit cards you need to have a:

  • Merchant account with a bank or processing organization
  • A fulfillment company to transfer the transaction information to the processor

Transactions can be transferred using:

  • A terminal like retail stores use
  • Processing software that transmits the transactions to the processing center
  • Online credit card processing gateway systems like Authorize Net or Verisign Pay Flow

The payment processing center obtains the approval (or decline). A confirmation message is sent to the client. Once authorized, the funds are deposited into the merchant's bank account.


Advanced Processing Group, San Diego
Mick Rispoli 619-401-0791
mrispoli@advancedprocessinggroup.com


Cambridgecommerce, San Diego
Travis Gomez 760-643-4004
travis@cambridgecommerce.com
John Jensen 760-643-4004
jjensen@cambridgecommerce.com


Litle & Co, Boston area
Chris Reinmuth 509-965-4078
creinmuth@litle.com


Processing Solutions, Los Angeles
Jim Winston 310 667-4050
jimwinston@buildcashflow.com


TransFirst E-Payment Services, Omaha
Brian Mcgarry 402-505-9336
bmcgarry@transfirst.com

 

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